We will guide you to the new pension system in 3 different phases.

The third phase, in which you will see your pension amounts for the new system, will follow once after the new system has actually come into effect in 2026.

During the second phase at the end of 2025, you can view your personal pension amounts on the 'Mijn pensioenstand' page on phenc.nl. This page shows, among other things, the (expected) 'attainable pension'. Through various videos and illustrations, we explain the specific components of the new system.

In the first phase, which starts in the autumn of 2025, you click directly from the email to the personal online environment on phenc.nl. There you will find relevant information about the new pension system for your age group. You will discover the differences between the new and the current system. You will also read that the survivors' pension is included as standard in the new pension system.

The 3 phases for employees